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  2. How to switch home insurance companies - AOL

    www.aol.com/finance/switch-home-insurance...

    If you cancel mid-term, though, you might get money back depending on how you pay. 7. Contact your lender. If you have a mortgage, you will likely need to keep your lender in the loop. If you pay ...

  3. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    A lapse in homeowners insurance can create both immediate and long-term financial damage. The immediate result of a policy lapse is a loss in coverage, which can quickly snowball into other issues ...

  4. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    The process requires a deliberate step-by-step approach: Contact your homeowners insurance company or agent as soon as possible and carefully complete and submit the required claim forms. Gather ...

  5. Cooling-off period (consumer rights) - Wikipedia

    en.wikipedia.org/wiki/Cooling-off_period...

    In consumer rights legislation and practice, a cooling-off period is a period of time following a purchase when the purchaser may choose to cancel a purchase, and return goods which have been supplied, for any reason, and obtain a full refund.

  6. Cancellation (insurance) - Wikipedia

    en.wikipedia.org/wiki/Cancellation_(insurance)

    Refund methods. Three different calculation methods are commonly used. Cancellation methods are typically calculated using an online wheel calculator, a type of circular slide rule. Pro rata. A non-penalty method of calculating the return premium of a canceled policy.

  7. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    Policy number: The unique number identifying your policy. This number is used in all transactions, including filing and tracking a claim. Property address: The location of the insured property ...

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