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Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of the ...
And for new and existing bookings created by Jan. 31 for any sailing departing through May 31 passengers can cancel for a full refund in the form of a Future Cruise Credit to use for a sailing ...