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Consumer Reports. Consumer Reports ( CR ), formerly Consumers Union ( CU ), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a source of information that consumers ...
Website. www .transunion .ca. Based in Burlington, Ontario, TransUnion Canada is one of two [1] credit reporting agencies in Canada. Like their main competitor, Equifax Canada, they now market their credit reports directly to consumers, in addition to their core business of providing the reports to potential creditors.
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Consumers' Checkbook /Center for the Study of Services (doing business as Consumers’ CHECKBOOK) is an independent, nonprofit consumer organization. It was founded in 1974 [1] in order to provide survey information to consumers about vendors and service providers. There are both print and online publications in the Boston, Chicago, Delaware ...
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The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.
The Financial Consumer Agency of Canada ( French: Agence de la consommation en matière financière du Canada, FCAC) is an agency of the Government of Canada that enforces consumer protection legislation, regulations and industry commitments by federally regulated financial entities.
The first jurisdiction in Canada to legislatively provide for credit freezes was Quebec, with the passage of Bill 53 (the Credit Assessment Agents Act). Starting in February 2023, Quebec residents can place a freeze. As of February 2021, Ontario was considering changes to its Consumer Reporting Act that would provide for credit freezes.
The Consumers' Association of Canada, founded in 1947, [2] [3] is a Canadian independent, volunteer-based, consumer organization. Based nationally in Ottawa with regional branches in Montreal, Saskatoon, Winnipeg and Vancouver, the organization focuses on the social problems of food distribution and health, trade, standards, and communications ...
The Office of Consumer Affairs ( OCA; French: Bureau de la consommation) is a Government of Canada agency under Innovation, Science and Economic Development Canada, which is responsible for consumer protection and promotion. The OCA is mandated "to these responsibilities by building trust in the marketplace so that consumers can both protect ...