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In February 2013, the European Payments Council (EPC) published the document 'Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a Credit Transfer'. [4] These guidelines were quickly adopted by the Austrian banks. These QR code can be recognized thanks to the words "Zahlen mit Code" on the right. [5]
Displaying a QR code on the customer's smartphone to the identifying host (a cashier i.e.). The unique QR code ensures privacy for every customer. Engaging an NFC protocol connection by placing the smartphone near the NFC Reader (using host card emulation method).
ISO 8583 is an international standard for financial transaction card originated interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards.
QR code is a square two-dimensional bar code. QR codes have been in use since 1994. [48] Originally used to track products in warehouses, QR codes were designed to replace the older one-dimensional bar codes. The older bar codes just represent numbers, which can be looked up in a database and translated into something meaningful.
Date: 9 April 2013: Source: This file was derived from: QR Code Structure Example 2.svg: Author: Bobmath: Other versions: This is a modified version of QR Code Structure Example 2.svg, as the QR code in that image is too small and does not actually contain version information.
The standards for bar codes and magnetic stripes on boarding passes are published by the IATA. The bar code standard (Bar Coded Boarding Pass) defines the 2D bar code printed on paper boarding passes or sent to mobile phones for electronic boarding passes. The magnetic stripe standard (ATB2) expired in 2010.
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