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Financial and Retail Services (FRS), formerly Target Financial Services, issues Target's credit cards, known as the Target REDcard (formerly the Target Guest Card), issued through Target National Bank (formerly Retailers National Bank) for consumers and through Target Bank for businesses.
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If you’re shopping in stores, you can either enter your phone number at checkout or scan your Target Circle barcode, which you’ll find in the Target app.
In 2024, Target announced that it would be ditching red and bringing in the famous circle to its card service, therefore changing its RedCard name to Target Circle Card, right after the revamp of membership service, but remain on the RedCard benefits the same for its shoppers and hosting a Circle Week for members.
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If you're a Target shopper, you've likely been asked at checkout about applying for a Target credit card. The Target REDcard offers a few perks for "Tar-JAY" enthusiasts, but you might...
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The Target Red Card program is a great example of how the value proposition works. Consumers enroll with Target, provide their checking account to be debited and receive 5% discount at the register when they use the Red Card to pay.
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