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Certified funds are a form of payment that is guaranteed to clear or settle by the company certifying the funds. [1] [2] The term is most commonly used in North America in the context of real estate transactions. When making certain types of transactions, such as purchasing real property, motor vehicles and other items that require title, the ...
Credit cards. Credit card redlining is a spatially discriminatory practice among credit card issuers, of providing different amounts of credit to different areas, based on their ethnic-minority composition, rather than on economic criteria, such as the potential profitability of operating in those areas.
The National Association of Realtors (NAR) is an American trade association for those who work in the real estate industry. As of December 2023, it had over 1.5 million members, making it the largest trade association in the United States including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries.
Multiple listing service. A multiple listing service ( MLS, also multiple listing system or multiple listings service) is an organization with a suite of services that real estate brokers use to establish contractual offers of cooperation and compensation (among brokers) and accumulate and disseminate information to enable appraisals.
Poorer families are less likely to pay all of their monthly bills in full, and they're more likely to carry a credit card balance than wealthier families. (They also pay higher interest rates on ...
Corporate Credit Cards. Small Business Credit Cards. Availability. For larger, established businesses often with revenue of $1 million+. For small companies, sole proprietors, freelance workers ...
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