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During the process of verifying a telephone number, a confirmation code is sent to a phone number specified by a user, for example in an SMS message sent to a mobile phone. As the user receives the code sent, they can enter it on the website to confirm their receipt.
The routing number verification can provide the bank's name, address for processing, and phone number. Some routing number verification systems use an algorithm to validate the routing number, rather than cross reference the results in a database.