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  2. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    Do your research on your policy exclusions, and where possible, consider getting the advice of an insurance agent before you file a questionable claim.

  3. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    Do you understand how to read your home insurance policy? Bankrate can help.

  4. The home insurance market is crumbling. These owners are ...

    www.aol.com/home-insurance-market-crumbling...

    The home insurance market is crumbling in New Orleans, leaving Alfredo Herrera with few options for coverage — and skyrocketing insurance premiums.

  5. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

  6. Return of premium life insurance - Wikipedia

    en.wikipedia.org/wiki/Return_of_premium_life...

    Return of premium life insurance. Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the ...

  7. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI ), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use ...

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