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Some mobile phones can make mobile payments via direct mobile billing schemes, or through contactless payments if the phone and the point of sale support near-field communication (NFC). [321] Enabling contactless payments through NFC-equipped mobile phones requires the co-operation of manufacturers, network operators, and retail merchants. [322 ...
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[190] [191] Many phones were heavily customized by mobile carriers, which led to feature fragmentation and prevented these phones from turning into thriving software platforms. [192] In contrast, Apple's iPhone SDK provided a wide range of APIs, made mobile development far more accessible, [ 193 ] [ 194 ] and was instrumental in turning the ...