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2. How to open a credit file for a new business - AOL

   www.aol.com/finance/open-credit-file-business...

   Remember, all your credit accounts will be recorded on your file, whether it’s on your consumer or business credit reports. That information will be pertinent to other lenders and vendors with ...

3. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

4. Consumer Reports - Wikipedia

   en.wikipedia.org/wiki/Consumer_Reports

   Employees (2019) 592. Website. www.consumerreports.org. Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a ...

5. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

7. Credit bureau - Wikipedia

   en.wikipedia.org/wiki/Credit_bureau

   A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

8. Zelle scams prompt federal probe into whether banks are doing ...

   www.aol.com/news/zelle-scams-prompt-federal...

   The online-payment platform Zelle is extremely popular with consumers, which helps explain why it's also become a hit with scammers. Another reason: Zelle payments can't be reversed once they're sent.

9. Financial privacy laws in the United States - Wikipedia

   en.wikipedia.org/wiki/Financial_privacy_laws_in...

   The California Consumer Credit Reporting Agencies Act (CCCRA) was passed in 1975 as the state's version of the federal Fair Credit Reporting Act. [16] The act regulates consumer credit reporting agencies as well as any users of credit reports.