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2. How to open a credit file for a new business - AOL

   www.aol.com/finance/open-credit-file-business...

   Remember, all your credit accounts will be recorded on your file, whether it’s on your consumer or business credit reports. That information will be pertinent to other lenders and vendors with ...

3. Consumer Reports - Wikipedia

   en.wikipedia.org/wiki/Consumer_Reports

   Employees (2019) 592. Website. www.consumerreports.org. Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a ...

4. Can closed accounts be removed from your credit report? - AOL

   www.aol.com/finance/closed-accounts-removed...

   The average age of your credit accounts for 15 percent of your score. New credit. When you apply for a new credit account, your credit score takes a small hit. This accounts for 10 percent of your ...

5. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

7. What is a good credit score? - AOL

   www.aol.com/finance/good-credit-score-223352206.html

   FICO credit scores between 580 and 669 are considered fair, and those between 740 and 799 are very good. A poor FICO credit score is anything below 579. VantageScore 4.0 (the newest VantageScore ...

8. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   A consumer can request reports from all three agencies at the same time or stagger the requests throughout the twelve-month period as a way to self-monitor their credit data. [2] In order to obtain a free credit report, users are not required to give a credit card number but establishing an account is required by some of the agencies.

9. How to read your credit card statement - AOL

   www.aol.com/finance/read-credit-card-statement...

   Last four digits of the card used. Amount charged or credited. If you have authorized users on your account, the last four digits of the card used could help you identify where or who the purchase ...