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2. Instant messaging - Wikipedia

   en.wikipedia.org/wiki/Instant_messaging

   Instant messaging (IM), sometimes also called "messaging" or "texting", consists of computer-based human communication between two users (private messaging) or more (chat room or "group") in real-time, allowing immediate receipt of acknowledgment or reply.

3. SMS banking - Wikipedia

   en.wikipedia.org/wiki/SMS_banking

   Screenshot of a typical SMS Banking message on a mobile screen. SMS banking is a form of mobile banking.It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.

4. Telegram (software) - Wikipedia

   en.wikipedia.org/wiki/Telegram_(software)

   Messages can contain formatted text, media, files up to 2 GB (4 GB with Premium), locations and audio or video messages recorded in-app. Telegram messages in private chats can be edited up to 48 hours after they were sent with an “edited” icon appearing to reflect changes, as well as deleted for both sides without a trace.

5. WeChat - Wikipedia

   en.wikipedia.org/wiki/WeChat

   WeChat supports different instant messaging methods, including text messages, voice messages, walkie talkie, and stickers. Users can send previously saved or live pictures and videos, profiles of other users, coupons, lucky money packages, or current GPS locations with friends either individually or in a group chat.

6. AOL

   login.aol.com

   Sign in to your AOL account to access your email and manage your account information.

7. Viber - Wikipedia

   en.wikipedia.org/wiki/Viber

   Viber Payments enables instant and free transactions between Viber users in Greece, Cyprus, Lithuania, Estonia, Slovenia, Slovakia, Croatia and Germany. Viber users in these countries can send money to each other in an easy and secure manner by creating a digital wallet through a two-minute process that requires registration and email confirmation.